Xero is great accounting software — for accountants. For a sole trader plumber who needs quotes on site and invoices paid fast, it's £15–55/month of features you'll never use.
Try PriceWork Free → 5 quotes/month free · No card requiredXero's plans are built around features most tradespeople don't need. PriceWork charges for what you actually use.
There's nothing wrong with Xero — it's a well-built accounting platform. But most sole traders and small trade teams don't need a full accounting suite.
Bank reconciliation, aged payables, fixed asset registers. Useful for a bookkeeper. Irrelevant for a plumber on a job site.
Xero Starter limits you to 20 invoices/month at £15. For unlimited invoices you're at £30. PriceWork Pro is £15/month with no invoice cap.
Xero wants your chart of accounts, bank feeds, and tax settings before you can invoice. PriceWork takes 2 minutes to create your first quote.
Xero has a mobile app, but it's not built for quoting on a customer's driveway. PriceWork's whole workflow is designed for one hand on a phone.
To use CIS in Xero, you need the payroll module and a higher plan. PriceWork has CIS built directly into quotes and invoices — one toggle in Settings.
Xero wasn't designed around the trades quoting flow. PriceWork was built for exactly this: quote on site, customer accepts, convert in one tap, get paid by card.
Feature-by-feature for UK sole traders and small trade teams.
| Feature | Xero | PriceWork Best Value |
|---|---|---|
| Starting Price | £15per month (20 invoice cap) | £0free tier / £15 Pro |
| Free Tier | × | ✓ |
| Mobile Quoting on Site | × | ✓ |
| Quote-to-Invoice (1 tap) | × | ✓ |
| Invoicing | ✓ | ✓ |
| VAT Calculations | ✓ | ✓ |
| CIS Deductions Built In | ×payroll add-on needed | ✓ |
| Stripe Card Payments | ✓ | ✓ |
| PDF Quotes & Invoices | ✓ | ✓ |
| No Learning Curve | × | ✓ |
| Full Bookkeeping & Accounts | ✓ | × |
| Payroll | ✓ | × |
Both tools are good. They're built for different people.
5 quotes a month, no card required. If you're on Xero for quoting and invoicing, you'll be up and running in under 10 minutes and saving money from day one.
Get Started Free →5 quotes/month free · See full pricing · No card required
Also comparing: PriceWork vs QuickBooks → · PriceWork vs Tradify → · PriceWork vs Sage →
CIS subcontractor? CIS Tax Deductions Explained → · Free CIS Calculator → · How to Invoice as a Sole Trader → · PriceWork Pricing →